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4.5
79K reviews
1M+
Downloads
Content rating
PEGI 3
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About this app

The online account you've been waiting for to manage everything online.

*2% interests*
Earn interests on all your money, even on your current account. Paid out every month, net of tax.

*Designed to please you*
Choose the card you need: classic or premium black. Then, go for the leather card holder that suits you best: cowhide, python, or leopard?
And after every card payment, scratch away your lottery ticket to find out if you'll be having your payment paid back or not.

*Old fashioned-2.0*
Learning how to use the Sumeria banking app is very easy and quick, yet it's also packed with next-gen technology that provides you with the highest security standards without compromising on the ease of use on a day-to-day basis.

*Straight to what matters*
Your wire transfers are sent and received instantly, for free. Your receipts and your account are updated after every single transaction, so you know where you stand.

*Simplicity through innovation*
Activate Google Pay to pay with your smartphone or your smart watch, in a single gesture and securely.
And make online purchases with single-use Sumeria cards you can generate in 1 tap. They self-destruct right after the payments for maximum security.

*Your money, hassle-free*
Always make payments with your Sumeria card around the world, whatever the distance. And long gone are the unpleasant surprises since there are no exchange fees.
Organize your budget like a pro by using easy-to-use budgeting envelopes for your groceries or holidays.

*Guaranteed security*
Sumeria is a French and independent institution founded in 2011. It is authorized by the ACPR to provide payment and financial services.
As for all French banks, your money is guaranteed by the FGDR fund up to €100,000.

——

Open one or several online accounts now free of charge, for you, your couple, your family, or your flat-share. Cancel anytime.
You'll receive your card right at your doorstep within a week.
And if you need help, an advisor will be there for you.

——

"Simple and convenient" Vil001395
"The best" Slidouing
"Came in super handy" Moïse37
"Truly hassle-free" Samsam592001
"Awesome" Zod640
Updated on
Oct 29, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, Financial info and 3 others
This app may collect these data types
Location, Personal info and 8 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
78.4K reviews
Thomas Paufique
August 9, 2025
having used Monzo and Revolut, it's hard to give this app a good grade. The app is not optimised for my phone it seems so there are buttons I cannot reach. the menu is confusing, there's just too much going on and it makes hard to do simple things such as checking your spend, add money or transfer. I was expecting a lot better from a company like Lydia...
3 people found this review helpful
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Clement L.
August 29, 2024
Since the rebranding update, everything feels more complicated. And it's not a lack of habit, it's been a while now. The UI sucks. Examples : Depending on where you click, you get different "transfer" screens that let you or don't let you add a label. You end up with "transfer" everywhere, very useful to know what is what. It's now impossible to add a custom label to existing transactions (but you can add a souvenir picture!!)
23 people found this review helpful
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Rafael Pereira Pinheiro
April 17, 2023
It's so bad that it deserves a zero!!! I'm having multiple issues with the app. I created a money pot and impossible to unblock the total amount. I discovered that I needed to revalidate my account (because I already did two years ago) and impossible to do so. I already submitted my documents four times (passport and id), and they keep being refused! I can not join the support service (the page keeps in a ad infinitum loop). Impossible to phone if I'm not a Lydia Black. Horrible UX!
20 people found this review helpful
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What’s new

The app home screen has been improved: each account now always displays the Sumeria card it's linked to, and the action button for sending money is now always visible in the bottom right-hand corner of the screen. Tapping it prompts a choice between "Lydia payment" and "Wire transfer" with a new animation.