Overview
- Explores how technology is advancing financial literacy and inclusive education across Africa
- Examines the potential of blockchain and cryptocurrencies to deliver decentralized financial services in Africa
- Analyzes key trends, innovations, and policy developments shaping the future of Africa’s financial ecosystem
Part of the book series: Sustainable Development Goals Series (SDGS)
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About this book
This book offers a comprehensive analysis of how financial technology (FinTech) innovations are reshaping the financial landscape in Africa, addressing the critical issue of financial exclusion. It provides a focused examination of how digital solutions such as mobile money, digital banking, blockchain, and peer-to-peer lending are overcoming the longstanding barriers that have hindered access to formal financial services across the continent. These barriers include limited banking infrastructure, high transaction costs, and low financial literacy, all of which disproportionately affect underserved populations in both rural and urban areas.
While financial exclusion is a global issue, Africa presents a unique case where the majority of the population remains unbanked or underbanked, despite the widespread use of mobile phones and the growth of digital ecosystems. By examining these specific regional challenges and offering targeted solutions, this book fills a gap in existing literature that often generalizes FinTech's impact without addressing the specific needs and circumstances of African economies. It will be of interest to academics, students, and policymakers of development finance, financial inclusion, financial services, and financial technology.
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Table of contents (14 chapters)
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Front Matter
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Back Matter
Editors and Affiliations
About the editor
Ibrahim Nandom Yakubu is a Lecturer at the UDS School of Business. He holds a PhD in Banking and Finance and is a highly motivated, accomplished researcher with expertise in inclusive finance, financial markets, corporate governance, and sustainability. He is a recipient of the 2022 Emerald Literati Award for Outstanding Paper. Dr. Yakubu is also a member of the African Accounting and Finance Association (AAFA) and serves as an associate editor for the Review of Business Management (RBGN) and the Cureus Journal of Business and Economics. With a strong quantitative background, he has authored several book chapters and research articles addressing critical issues in sustainability.
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Bibliographic Information
Book Title: Banking on Inclusion
Book Subtitle: Overcoming Financial Exclusion in Africa through FinTech Innovations
Editors: Ibrahim Nandom Yakubu
Series Title: Sustainable Development Goals Series
DOI: https://doi.org/10.1007/978-3-031-96716-0
Publisher: Palgrave Macmillan Cham
eBook Packages: Economics and Finance, Economics and Finance (R0)
Copyright Information: The Editor(s) (if applicable) and The Author(s), under exclusive license to Springer Nature Switzerland AG 2025
Hardcover ISBN: 978-3-031-96715-3Published: 02 October 2025
Softcover ISBN: 978-3-031-96718-4Due: 16 October 2026
eBook ISBN: 978-3-031-96716-0Published: 30 September 2025
Series ISSN: 2523-3084
Series E-ISSN: 2523-3092
Edition Number: 1
Number of Pages: XXII, 377
Number of Illustrations: 30 b/w illustrations, 1 illustrations in colour
Topics: Financial Engineering, Development Economics, Financial Services