As more Chinese manufactured vehicles enter the UK market, brokers need to understand how the insurance landscape is evolving. In this episode of Ask the Specialist, Schemes and Affinities Underwriter, Leon Mussell, discusses: - How ERS is helping brokers place emerging vehicle risks that may sit outside the standard market - The complexities of Business Car risks - What brokers should look for in EV and hybrid claims support - The future of mobility and what it means for customers #InsuranceBroker #BusinessCar #EVInsurance #AskTheSpecialist
About us
ERS is the UK's largest specialist motor insurer with an A+ rating. We recognise that for some, motor insurance is more than just a must-have; it's a way of taking care of what stands at the heart of their passion or livelihood. For these people, standard insurance isn't enough. That's why we work exclusively with motor insurance brokers to help get under the skin of the most difficult insurance risks, helping build products to meet their customer’s needs. We are at the start of a period of profound change in the motor world. Vehicles are more connected, intelligent, and accessible than ever. It is thought that by 2050, transportation will be dramatically different in urban areas, as more and more people opt for shared travel / shared ownership, and Mobility as a Service (MaaS) takes shape. As the UK’s largest specialist motor insurer, we have immersed ourselves in this changing world, learning and adapting to provide our brokers with the insight and specialist cover that their clients require along the journey of future mobility. Our new Class of business, Motor Innovation is designed for the vehicles of tomorrow; from autonomous cars and connected vehicles to insurance embedded into platforms and insurance cover for limited durations Discover more at ers.com
- Website
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http://www.ers.com
External link for ERS
- Industry
- Insurance
- Company size
- 501-1,000 employees
- Headquarters
- London
- Type
- Public Company
- Specialties
- Taxi, Prestige, Enthusiast, Motorhome, Fleet, Overseas, Minibus, Farmers Plan, Horsebox, Car, Van, Classic and Supercar collections, Coach & Bus, Courier, Specialist Commercial Vehicle, Supercars, Classic Cars, Electric Vehicles, Commercial Motor, Agriculture Motor, Personal Motor, Motor Fleet, and Leisure and Recreation
Locations
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Primary
Get directions
30 Fenchurch Street
London, EC3M 3BD, GB
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Get directions
Crucible, Park, Llansamlet
Swansea, SA7 0AB, GB
Employees at ERS
Updates
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Harvest 2026 is proving to be one of the most challenging seasons in recent years, bringing increased pressures and risks across the agricultural sector. In our latest blog, Chris Denton, Senior Trading Underwriter, explores what these conditions mean for agricultural motor risks and the steps farmers can take to help protect their vehicles, machinery and operations during harvest. Read more: https://lnkd.in/eaPHA_TE #Agriculture #Harvest2026 #RiskManagement #MotorInsurance #Farming
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🍂 Our Autumn Newsletter is here We're heading into the final months of the year with fresh insights: ⚪ 30 Minutes With Our Product Experts – a new series of broker webinars helping you stay up to speed with our specialist products and market insights. ⚪ Peak Season for Supercars & Classics – our specialist claims team shares what they're seeing this season and why expertise matters ⚪ Widened Appetite for Footballers – we've expanded our Private Client appetite, giving brokers greater flexibility across a wider range of footballer profiles.
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⚽ With just a few days left in the transfer window, a reminder that we've expanded our appetite for footballers as part of the ongoing enhancement of our Private Client proposition. Take a look at our updated appetite here: https://lnkd.in/eS6wKDK5
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What happens when the greatest risk on the road is no longer the driver, but the technology powering the vehicle? Suraj Sachdev (FIA C.Act), Head of Retail & Motor Innovation, will be exploring exactly that during the Motor Insurers' Bureau (MIB) Industry AV briefing panel discussion: Preparing for the shift from driver risk to technology-enabled risk. As we continue to support the future of mobility, Suraj will share insights into how insurers are adapting to technological change, from connected and autonomous vehicles to evolving liability and recovery considerations. #autonomousvehicles #motorinnovation #futureofmobility
We're pleased to announce the panel discussion for our next MIB Industry AV Briefing on 10 September: Preparing for the shift from driver risk to technology-enabled risk As automated vehicles move closer to mainstream adoption, how must the insurance industry adapt? Chaired by Paul Yaghmourian MBA Cert CII, Public Affairs Officer at MIB, our expert panel will bring together perspectives from insurance, policy and law: - Oleksandra Hrendey, Insurance Europe - Richard Whitehall KC, Crown Office Chambers - Suraj Sachdev (FIA C.Act), ERS Together, they'll explore how technology is changing risk, liability and the future of motor insurance. Interested in joining the conversation? Register your interest here: https://bit.ly/4ht7vOt #AutomatedVehicles #AVs #DriveInsured #FutureOfMobility
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Commercial Motor insurance, backed by specialist expertise: • Cover for Transportation, Specialist Commercial Vehicles and Courier • Appetite for standard, specialist and unusual risks • Up to 10 vehicles per policy (five for Courier) • Easy trading via eTrade • Expert underwriting support for complex cases • Backed by a Lloyd's A+ rating for financial peace of mind If you have a Commercial Motor opportunity or book of business you’d like to discuss, get in touch today https://lnkd.in/eCbcU9mp Discover more https://lnkd.in/eq4kKVfR
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Register for our upcoming 30 minutes with Motor Innovation webinar: https://lnkd.in/efC2VAvp Key learning outcomes: ✅ Understand the key trends shaping the future of motor insurance. ✅ Explore insurance solutions for connected and autonomous vehicles. ✅ Learn how embedded insurance is creating new opportunities for brokers and clients. ✅ Discover how on-demand cover is responding to changing customer needs. Jack Hoy and Paul Cavanagh look forward to see you there on Wednesday 30 September at 10:00
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Register for our upcoming 30 minutes with Enthusiast Motor webinar: https://lnkd.in/eQN5vHSB Key learning outcomes: ✅ Understand our appetite for classic, modified and enthusiast vehicles. ✅ Explore our approach to insuring motorhomes and campervans. ✅ Learn how our specialist expertise supports niche and valued risks. ✅ Put your questions to our experts during a live Q&A session. Anne-Therese Cromwell and Chris Trayner look forward to see you there on Tuesday 29 September at 10:00
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It's been a fantastic summer of agricultural shows for our Regional Trading Underwriters, providing a great opportunity to connect with brokers, customers and partners across the UK. From Kelso and Turriff in Scotland, to Tockwith in Yorkshire and the Royal Welsh Show, the team have been on the ground building relationships, discussing market developments, and seeing first-hand the vehicles, equipment and rural businesses we support every day. These events are a valuable reminder of the importance of specialist underwriting expertise and the strong partnerships that help us support both straightforward and more complex agricultural risks. 🚜 A big thank you to everyone who took the time to meet with us this summer. We look forward to continuing the conversations. #AgriculturalInsurance #Underwriting #MotorBrokers Samantha Linton David Ballinger Graeme Sutherland
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